Bank Account Opening (Personal & Business)
Which Czech banks open accounts for non-residents and freelancers, what to bring, in-person accompaniment.
Half of the 'Czech banks won't open my account' stories are about going to the wrong branch with the wrong documents. We pick the right bank for your status, prepare the documents, and (if you want) come with you to the appointment so the answer is yes the first time.
Who this is for
- ·Non-residents opening their first Czech account
- ·Freelancers and OSVČ holders
- ·New s.r.o. companies needing a business account
What to expect
- 01Status check (visa stage, residence)
- 02Bank shortlist (Air Bank, Fio, ČSOB, KB, Raiffeisen)
- 03Document prep meeting
- 04Optional in-person accompaniment
What's included
- ✓Bank shortlist for your status
- ✓Document preparation
- ✓Optional in-person accompaniment
- ✓Online-banking setup help
What you walk away with
- ·Bank-by-bank comparison
- ·Document folder ready for the branch
- ·Online banking & app set up
Pick what fits — change later.
Online setup support.
- ·Bank choice
- ·Doc prep
I come to the branch.
- ·Bank choice
- ·Doc prep
- ·Appointment day
Company bank setup.
- ·Specialist bank choice
- ·Notarized docs
- ·In-person appointment
Every quote is written and free of hidden fees. Custom packages on request — just ask.
Good questions, honest answers.
Can I do it without a residence card?+
Yes, certain banks accept passport + Czech address. We'll route you to one of those.
Freelance trade license vs s.r.o. company — taxes, liability, contributions, visa renewal impact.
Czech tax basics, flat-rate vs real expenses, VAT & reverse charge, and a warm intro to an English-speaking accountant.
Public insurance (VZP and others), social-security for OSVČ, public vs commercial cover for visa purposes.